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Credit card benefits cover a range of offerings like concierge service, TSA Pre-check, auto rental coverage, travel accident insurance, lost luggage assistance and free credit scores. 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. You need to be an HSBC Premier account holder with a minimum individual income of $80,000 or a household income of $150,000 to qualify. The main catch is that cardholders must have (and maintain) an HSBC Premier Checking account to be a cardholder. There are two versions of the card. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. HSBC Premier World Elite® Mastercard® is typically available to those with good credit scores (650 or greater). Here, you’ll earn 1.5 cents per point on airfare. Premier World Elite Mastercard This is our review of the HSBC Premier World Elite Mastercard credit card. Member FDIC. It has no annual fee for Premier customers, and there’s the option to pay a manageable $95 if you no longer qualify for Premier status after getting the card. You'll find stories, tips, and inspiration here and on her travel blog, sightDOING. Apply by phone or in branch Our branches are offering a limited service because of coronavirus. HSBC Elite World Elite Mastercard credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier 1 relationship. Member FDIC. You might be using an unsupported or outdated browser. You spend an additional $2,000 on car rentals and taxis throughout the year, which also earn 3 points per dollar—for an additional 6,000 points. For cards that offer rewards we determine the value per dollar spent along with average redemption values and assign more favorable ratings to cards that offer superior consumer value. To qualify for the required Premier status, you must either maintain an account balance of at least $75,000, make hefty direct deposits to it every month, or hold a mortgage. HSBC Premier World Elite Mastercard® Review The HSBC Premier World Elite Mastercard® will open your eyes wide with its 50,000 bonus point sign-up bonus, which you can attain after spending at least $4,000 within your first three months as a cardholder. The HSBC Premier World Elite Mastercard offers a little bit of everything: travel insurance, airfare and rideshare credits, lounge access and hotel discounts when you book through their Agoda, Expedia, or onefinestay portals. Premier Credit Card: 1.4% fee, minimum £5 Premier World Elite Mastercard: As set out in any offer made to you Card Feature: Representative Example (on an assumed credit limit of £1200) Premier Credit Card: 18.9% APR (variable) Representative . For detailed Terms and Conditions click herehere This link will open in a new window. Chase Ultimate Rewards points from the Sapphire Reserve are worth the same as HSBC points when used for airfare, according to Investopedia's valuation, but Ultimate Rewards have more travel partners thank HSBC from which to redeem. HSBC Premier World Elite MasterCard – Details. Customer service can also be reached by visiting a branch, writing to HSBC, or by tweeting questions and comments to @HSBC_US. HSBC Premier World Mastercard Credit Card Review – 35,000 Point Sign Up Bonus. Bottom Line. To apply for an HSBC Premier World Elite Mastercard, simply download an application form, complete it and send it to us after reading the Terms & Conditions (PDF, 360KB). 22 Comments. © 2021 Forbes Media LLC. The card earns 3 points per dollar spent on travel, identical to the HSBC card, but doesn’t offer a dining bonus. Below are the highlights of the credit card: $149 annual fee No annual fee for supplementary cardholders To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Other standard fees can generally be avoided, such as those for paying late or taking cash advances but we rate those relative to other cards in the market for reference, though with less weight assigned. The cash advance fee on the HSBC Premier World Elite Credit Card is 2.99% (min. We work out interest on a daily basis and add it to In this post we’re going to be taking an in depth look at the HSBC Premier World Mastercard Credit Card, this is their top tier card. HSBC Premier World Elite Mastercard Review. Second Stimulus Check Calculator: How Much Will You Receive? There’s no banking relationship required to apply. Getting the most out of this card begins with meeting the $4,000 spending requirement within the first three months after opening an account. For example, if you withdraw £50, you'll incur a fee of £3.00. HSBC Premier World Elite® Mastercard® is typically available to those with good credit scores (650 or greater). After that you’ll earn 3 points per dollar spent on travel purchases, including airfare, hotels, and rental cars. If you choose the HSBC Rewards Plus program, you’ll earn between 1 … That spending—$1,400 on flights and $1,000 on hotels—will earn 7,200 points at the 3 points per dollar travel rewards rate. The HSBC Premier World Elite Mastercard is issued by HSBC. HSBC Premier World Elite™ Mastercard® The HSBC Premier World Elite Mastercard® provides you with a secure way to spend* and allows you to earn reward points while you shop. The checking requires a significant banking relationship to waive the monthly maintenance fees. Still, justifying even half of such a large fee would require more than $4,000 in annual charges, and that’s at the card’s highest rewards rate, for travel spending. Unemployment‌ ‌Benefits‌ ‌Boost‌ Calculator, Compare HSBC Premier World Elite Mastercard With Other Cards, Best Credit Cards For Travel Insurance Benefits, Primary vs. Earn 1% in Disney Rewards Dollars on all card purchases. The Chase Sapphire Reserve is one of the best-known premium travel cards on the market. Key link: HSBC Premier Mastercard application form. If you can meet the £12,000 spend in the first 12 months, then this World Elite Mastercard may be a better option because it comes with a huge haul of HSBC points that can be converted to a generous amount of airline points/miles. Comparison to other World Elite MasterCards: HSBC Premier WE: 3% for travel purchases, 1.5% for everything else (including foreign exchange) - annual fee $99 with $100 in Travel Enchancement Credit (redeemable towards select airline seat upgrades, airline baggage fees and airport lounge passes) by Harry; Posted on August 8, 2017 December 17, 2018; A couple of weeks ago I discussed the difficulty of finding a good rewards-earning Visa or MasterCard to use in places where American Express cards are not accepted. Special Offer Special Offer - Earn up to 100,000 Points ($500 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($149 value). Along with a significant range of travel benefits, there's a one-time offer worth $750 when redeemed for airfare. Let's say you travel twice per year. There are a myriad of reward and non-reward card options that charge no annual fee but for the many that do assess an annual fee the cost is often justified by their lucrative ongoing rewards and initial signup bonuses. If you're wondering whether HSBC Premier World Mastercard is the right card for you, read on. Enjoy year-round 5% cash rebates 1 on dining (including online food delivery), groceries (including online grocery marts), petrol and transport (taxis, ride hailing, trains and buses), both locally and overseas when you spend minimum SGD600 per month. Instead, it offers 3 points per dollar for mobile payments. 3 We charge interest from the date each transaction or charge is added to your account until the amount you owe us has been repaid in full. This card earns 3X Rewards Program points per dollar on travel purchases, 2X points per dollar on dining purchases, and 1X point per dollar on all other net purchases.. You’ll get 50,000 bonus points, worth $750 in airfare when you apply online through HSBC … About the HSBC Premier credit card. Travel Benefits $100 Air Travel Statement Credit The $100 Air Travel Statement Credit (“Statement Credit”) offer applies to new purchases (minus returns, credits and adjustments) made using your HSBC Premier World Elite Mastercard® credit card every year from January 1 through December 31 (“Calendar Year”). Points are worth 1.5 cents each when redeemed toward airfare, but you can also redeem them for statement credits. The HSBC Premier World Elite Mastercard credit card is not one of our top-rated travel credit cards. HSBC Premier World Elite Mastercard Review. Re: HSBC Premier World Elite Mastercard If you search the forum, you'll find that HSBC has a couple of strikes against it: it's not well regarded as a lender, and its products are mediocre. This scenario is further geared towards the high-worth households that are likely to carry this card. HSBC broadly defines both travel and dining, so points will add up quickly. This card is a reasonable option for those who value the included travel insurance and will be able to maximize its more unique benefits, such as the hotel discounts and rideshare credits. Furthermore, you’ll earn 2 points per dollar on dining and 1 point for everything else. There are two versions of the card. The annual fee is $149. Customers can use points towards gift cards, HSBC financial products, merchandise, travel rewards, and cash back rebates or even trade them in for frequent flyer miles. The HSBC card is better in a few ways, though. When Will I Get It? Airport Lounge Access As an HSBC Premier World Elite Mastercard holder, you will have access to over 750 Airport Lounges around the world brought to you by LoungeKey. As a premier travel rewards credit card, HSBC World Elite® Mastercard® offers superior value towards travel-related redemption. Representative 59.3% APR variable and 18.9% p.a (variable) for purchases, based on an annual fee of £195 and an assumed credit limit of £1,200. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. Deposit products offered in the U.S. by HSBC Bank USA, N.A. It is part of our series of articles looking at the major UK loyalty credit cards and discussing whether or … Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. Those tickets would together cost $700, and would earn 2,100 points (with the 3 points per dollar rate for travel purchases). Here are two scenarios to demonstrate how many points you might be able to make with the HSBC Premier World Elite Mastercard. HSBC Premier World Elite Mastercard is a rewards credit card issued by HSBC Bank USA. The strict eligibility requirements will immediately exclude many people from applying for this card. The HSBC Premier MasterCard is the free version, alongside the premium version, HSBC Premier World Elite MasterCard, which comes with an annual fee of £195. How Will Your Payment Arrive? It is part of our series of articles looking at the major UK loyalty credit cards and discussing whether or not they are worth applying for. The basics. The Sapphire Reserve includes unlimited Priority Pass airport lounge visits once you enroll, so frequent flyers will do better with this card. If you’d like to upgrade your Premier Credit Card to the Premier World Elite MasterCard please call us on 03457 70 70 70 or contact your Premier Relationship Manager. This review covers the free version. Good points per dollar ratio. However, HSBC may close accounts that have twelve months of inactivity, in which case all points are immediately forfeited. Travel Benefits $100 Air Travel Statement Credit The $100 Air Travel Statement Credit (“Statement Credit”) offer applies to new purchases (minus returns, credits and adjustments) made using your HSBC Premier World Elite Mastercard® credit card every year from January 1 through December 31 (“Calendar Year”). 18.9% p.a (variable) purchase rate. Alternatively, heavy travelers who are prepared to pay a high annual fee might be better off with a luxury travel card that doesn't require a banking relationship and provides better rewards. 50,000 bonus points, worth at least $750 in air travel, after spending $4,000 in the first 3 months from account opening. Download application form (PDF, 1.2MB) Download application form (PDF, 1.2MB) This link will open in a new window. Please review carefully. The $4,876 our sample household spends on travel would earn 14,628 HSBC points. The account opening is subject to our standard credit review and approval and additional conditions listed for the specific offers below. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our. The HSBC Premier World Elite Mastercard offers those who already have a high-worth relationship with the bank rewards of 3 points per dollar on travel purchases, and 2 points per dollar on dining purchases. Comparison to other World Elite MasterCards: HSBC Premier WE: 3% for travel purchases, 1.5% for everything else (including foreign exchange) - annual fee $99 with $100 in Travel Enchancement Credit (redeemable towards select airline seat upgrades, airline baggage fees and airport lounge passes) Secondary Car Rental Insurance Coverage, Chase Sapphire Reserve Travel Card Review, Bank of America Cash Rewards Credit Card Review, Chase Sapphire Preferred Credit Card Review, Bank of America Premium Rewards Credit Card Review, How To Redeem Ultimate Rewards Points For Groceries, The 4 Best Apps To Track Credit Card Rewards, HSBC Premier World Elite Mastercard Review, Only available to those with a U.S. HSBC Premier checking account, Earn 3X Rewards Program Points on new travel purchases – including airline, hotels, and car rentals, Redeem your points for the rewards you want: Travel, Cash Rewards, Gift Cards, or Merchandise, 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay, Enjoy a $100 Annual Air Travel Credit, get two free lounge visits per year, plus save up to 15% at hundreds of airport retailers”, Earn 3 points per dollar spent on travel, 2 point per dollar on dining, and 1 point per dollar on all other purchases, Welcome bonus of 50,000 Rewards Program Bonus Points after spending $4,000 in the first 3 months, $100 annual air credit toward ticket and other airline purchases, $100 annual rideshare credit for use on Uber and Lyft, Reimbursement toward Global Entry or TSA PreCheck once every four years, Travel benefits including LoungeKey membership, hotel discounts and travel insurance, Every day benefits including Boingo and Shoprunner memberships, $395; each authorized user $65 per year annual fee; authorized users can be added for $65 each, APR: 14.99% - 18.99% Variable APR on purchases and balance transfers, Annual Fee: $395; each authorized user $65 per year, Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check, Cash Advance Fee: Either $10 or 5%, whichever is greater, will apply on each cash advance transaction. 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